Analysis on the Finance in Sheqi County Rural Commercial Banks

Abstract

Since 2004, the No. 1 document of the Central Government has focused on the "three rural issues" for 15 consecutive years, and in 2017, the 19th National Congress again put the solution of the "three rural issues" and poverty alleviation in focus. Rural commercial banks play a crucial role in the development of inclusive finance in rural areas. The development of inclusive finance in rural areas has a significant and far-reaching impact on the quality of life of rural residents, and whether inclusive finance in rural areas can be widely accepted is an important factor in helping the disadvantaged groups in poverty to get out of poverty and become rich, reducing the gap between urban and rural areas and achieving common prosperity. The development of the inclusive finance business of agricultural commercial banks is the key to the speed and quality of the development of inclusive finance in rural areas, and it is urgent to solve the problems in the process of inclusive finance development of agricultural commercial banks. This paper will mainly take the inclusive finance business of Sheqi County Agricultural Commercial Bank as the entry point, and through the analysis of some actual data collected from Sheqi County Agricultural Commercial Bank, discover the development of inclusive finance of Sheqi County Agricultural Commercial Bank and the problems encountered in the process of development. We also put forward suggestions for solving the root causes of the problems in order to promote the healthy development of rural inclusive finance in the county.