Data Integration and Security: The Technological Backbone of Modern FinTech

Abstract

This article examines the technological foundations of modern financial technology, focusing on data integration and security mechanisms that enable seamless operations while maintaining robust data protection. The article analyzes the transformation of traditional banking systems through FinTech integration, exploring the implementation of APIs, encryption technologies, and standardized communication protocols. The article investigates how these technologies have revolutionized data management practices, enhanced security measures, and improved operational efficiency across the financial sector. Through comprehensive analysis of various integration patterns and security frameworks, this article demonstrates the significant advancements in financial technology infrastructure and their impact on service delivery, customer data protection, and cross-institutional collaboration.