Lubis DD, Mulyana B. The Macroeconomic Effects on Non-Performing Loan and its Implication on Allowance for Impairment Losses. JEFAS [Internet]. 2021 Jun. 26 [cited 2024 Apr. 25];3(2):13-22. Available from: https://al-kindipublisher.com/index.php/jefas/article/view/1840