Next-Gen Payment Infrastructure - Serverless Architectures and Blockchain Fusion

Abstract

Contemporary financial ecosystems face unprecedented challenges as traditional server-centric payment infrastructures encounter fundamental scalability and operational efficiency constraints. The convergence of serverless computing paradigms with permissioned blockchain technologies presents a transformative solution that addresses these critical limitations through innovative architectural frameworks. Serverless computing eliminates infrastructure provisioning burdens while enabling dynamic resource scaling that automatically responds to transaction volume fluctuations. This architectural evolution demonstrates remarkable adaptability during varying demand periods, seamlessly transitioning between minimal resource consumption and extensive parallel processing capabilities. Blockchain integration enhances these capabilities through immutable transaction records, cryptographic verification mechanisms, and distributed consensus validation protocols that ensure comprehensive security guarantees. The synthesis creates hybrid payment infrastructures capable of executing settlement operations with cryptographic security assurances while preserving elastic scaling characteristics inherent to cloud-native implementations. Performance benchmarking reveals exceptional improvements in transaction throughput, processing latency, and operational efficiency compared to traditional architectures. Economic advantages encompass substantial infrastructure cost reductions through eliminated server maintenance overhead and pay-per-use pricing models that align computational costs with actual transaction volumes. These technological advancements position hybrid serverless-blockchain architectures as foundational infrastructure for next-generation payment system development.